Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Waltham is a city in Middlesex County, Massachusetts, United States, billed by the Chamber of Commerce as the "birthplace of the American industrial revolution", and an early center for the labor movement. The original home of the Boston Manufacturing Company, the city was a prototype for 19th century industrial city planning. The city is now a center for research and higher education, home to Brandeis University and Bentley University. The population was 59,226 at the census in 2000. Waltham is commonly referred to as Watch City because of its association with the watch industry. Waltham Watch Company opened its factory in Waltham in 1854 and was the first company to make watches on an assembly line. It won the gold medal in 1876 at the Philadelphia Centennial Exposition. The company produced over 40 million watches, clocks and instruments before it closed in 1957.