Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Wilbraham is a town in Hampden County, Massachusetts, United States. It is also a suburb of the City of Springfield, Massachusetts and part of the Springfield Metropolitan Statistical Area. The population was 13,473 at the 2000 census. Wilbraham was originally divided between North Wilbraham and Wilbraham. North Wilbraham was home to the industrial side of the town along with the Boston & Albany Railroad Line which is still in use today. Wilbraham was home to the farms and the Wilbraham & Monson Academy. At one time North Wilbraham even had its own zip code which was 01067. However the term North Wilbraham is now very rarely used. Part of the town comprises the census-designated place of Wilbraham. In 1928, author H. P. Lovecraft visited Wilbraham, after which he modeled the fictional town of Dunwich in his story The Dunwich Horror.