Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Hesperia is a village in Newaygo and Oceana counties in the U.S. state of Michigan. About half of the village lies in Newfield Township in Oceana County and half in Denver Township in Newaygo County. The population was 954 at the 2000 census.