Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Niles is a city in Berrien and Cass counties in the U.S. state of Michigan, near South Bend, Indiana. The population was 12,204 at the 2000 census. It is the greater populated of two principal cities of and included in the Niles-Benton Harbor, Michigan Metropolitan Statistical Area. Located primarily in Berrien County, Niles lies on the banks of the St. Joseph River, at the site of the French Fort St. Joseph, first established in 1691. After 1761, it was held by the British and was captured on May 25, 1763, by Native Americans during Pontiac's Rebellion. The British retook the fort but it was not regarrisoned and served as a trading post. During the American Revolutionary War, the fort was held for a short time by a Spanish force. The presence of these three European powers in the area, as well as the United States, has earned Niles the nickname City of Four Flags. The town was named after Hezekiah Niles (editor of the Niles Register, a Baltimore newspaper. ) The newspaper for the town is the Niles Daily Star. The town of Niles as it exists today was settled in 1827.