Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Petoskey is a city in the U.S. state of Michigan. It is also known as "P-town" or "the P. " As of the 2000 census, the city population was 6,080. It is the county seat of Emmet County. Petoskey and the surrounding area are notable for being the setting of several of the Nick Adams stories by Ernest Hemingway, who spent his childhood summers on nearby Walloon Lake, as well as being the place where for Calliope, the protagonist of Jeffrey Eugenides' Middlesex, events take a severe and lasting turn. Petoskey is also famous for a high concentration of Petoskey stones, the state stone of Michigan. Petoskey is the birthplace of information theorist Claude Shannon and Civil War historian Bruce Catton and is the boyhood home of singer/songwriter Sufjan Stevens. The name "Petoskey" is said to mean "where the light shines through the clouds" in the language of the Odawa Indians, who are the original inhabitants. The Petoskey stone and the city were named after Chief Ignatius Petosega (1787-1885), who founded the community. Petosega's father was a French Canadian fur trader and his mother was an Odawa (Ottawa) Indian. This city was the northern terminus of the Chicago and West Michigan Railway.