Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Rochester is a city in Oakland County in the U.S. state of Michigan on the northern outskirts of metro Detroit. The population was 10,467 at the 2000 census. The 2008 census estimate places the population at 11,002. The City of Rochester is bordered on the north, south, and west by the City of Rochester Hills, and to the east by Shelby Township in Macomb County. Rochester has great natural beauty due to the three waterways that surround the city, abundant green space of three parks, and two winding nature trails. Residents can enjoy fishing in the Clinton River or biking along the Paint Creek Trail. "Rochester", or the "Rochester Area", are often used to describe Rochester, Oakland Township, and Rochester Hills. Those living in the much larger surrounding area of Rochester Hills and Oakland Charter Township often refer to themselves as living in Rochester. Very few residents describe themselves as living in Rochester Hills or Oakland Township. Both cities and township use Rochester as a mailing address, and are served mostly by Rochester Community Schools. The Rochester area also incorporates the small villages of Stoney Creek and Goodison.