Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Cold Spring is a city in Stearns County, Minnesota, United States. The population was 2,975 at the 2000 census. It is part of the St. Cloud Metropolitan Statistical Area. The city was thrust in the national spotlight on September 24, 2003 when then 15-year-old Jason McLaughlin shot and killed two classmates in the Rocori High School shooting.