Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Kerkhoven is a city in Swift County, Minnesota, United States, located roughly 100 miles (160 km) west of the Twin Cities region of Minneapolis/St. Paul along U.S. Route 12. It was incorporated as a city in 1881, largely due to the railroad recently built there. The population was 759 at the 2000 census. Kerkhoven is home to Kerkhoven-Murdock-Sunburg High School on the west side of the community. The current building (which replaced the 1904 McKinley Building complex) was constructed in 1994. Kerkhoven's population has declined during the past 50 years due to the decline of agriculture based jobs. The community is home to Lutheran, Baptist, Presbyterian, and Evangelical Free churches. The local high school (Kerkhoven-Murdock-Sunburg Fighting Saints) claimed the 2008 Minnesota High School Football Class A Championship by defeating Royalton, MN.