Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Scandia is a city in Washington County, Minnesota, United States. The population was 3,692 at the 2000 census. Scandia is located 25 miles northeast of Saint Paul, Minnesota, and is part of the Twin Cities Metro Area. Scandia became a city on January 1, 2007, due to worries about being annexed by the city of Forest Lake, after many years as New Scandia Township. The city is serviced by a weekly newspaper, the Country Messenger, and, as evidenced by the town's name, has a rich Swedish heritage. Gammelgarden Museum, located in the city's Johnson Park, "since 1972 has preserved, presented, and promoted Swedish immigrant heritage and history", with events such as "Midsommarafton" and "Dalapalooza" --a reference to the Dalecarlian horses the city has erected to welcome visitors, similar to Saint Paul, Minnesota's use of the Peanuts characters. The city has an elementary school, an ice rink, a community center, and a small business park.