Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
The City of Camden is the county seat of Camden County, New Jersey, in the United States. It is located across the Delaware River from Philadelphia, Pennsylvania. As of the U.S. 2000 Census, the city had a total population of 79,904. Camden was originally incorporated as a city on February 13, 1828, from portions of the now-defunct Newton Township, while the area was still part of Gloucester County. On March 13, 1844, Camden became part of the newly formed Camden County. Although once a thriving center for manufacturing and industry, Camden is perhaps best known for its struggles with urban dysfunction. Three Camden mayors have been jailed for corruption, the most recent being Milton Milan in 2000. Since 2005 the school system and police department have been operated by the State of New Jersey; the takeover will expire in 2012. In 2009, Camden had the highest crime rate in the U.S. with 2,333 violent crimes per 100,000 people while the national average was 455 per 100,000 Camden spends $17,000 per child for education and only two thirds of the students graduate. Two out of every five residents are below the national poverty line.