Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Clayton is a Borough in Gloucester County, New Jersey, United States. As of the United States 2000 Census, the borough population was 7,139. What is now Clayton was originally formed as Clayton Township, which was created on February 5, 1858, from portions of Franklin Township. Portions of the township were taken to form Glassboro Township on March 11, 1878. Clayton was formed as a borough by an Act of the New Jersey Legislature on May 9, 1887, from portions of Clayton Township. The remainder of Clayton Township was absorbed by the Borough of Clayton on April 14, 1908, and the township was dissolved.