Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Edgewater is a borough located along the Hudson River in Bergen County, New Jersey. Its history has featured the founding of the first colony in Bergen County, contribution to the Revolutionary War, a period as a "sleepy, pastoral little town" with resort hotels in the 1800s; industrialization in the early 19th century and transition to residential community in the late 19th century. As of the 2007 Census estimate, the borough had a population of 9,582. Edgewater was originally formed on December 7, 1894, from portions of Ridgefield Township as the Borough of Undercliff, at the height of the "Boroughitis" phenomenon then sweeping through Bergen County. The name was changed to Edgewater on November 8, 1899.