Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Franklin is a Borough in Sussex County, New Jersey, United States. As of the United States 2000 Census, the borough population was 5,160. Franklin, known as the "Fluorescent Mineral Capital of the World," is located over a rich ore body containing more than 150 minerals, many of them fluorescent and 25 of which are found no where else on earth. Settled in the 1600s, the village known as Franklin Furnace after Benjamin Franklin, developed near iron mines and iron smelting operations located along the Wallkill River. In the early 1800s, zinc deposits in the area began to be developed commercially. For most of the century many small companies mined zinc and iron in the Franklin area. In 1897 all zinc mining efforts merged into the New Jersey Zinc Company The Zinc company was a major controlling factor in the development of Franklin. Immigrants from Russia, Britain, Hungary and Poland joined the work force at the mine. The population, 500 in 1897, had swelled to 3,000 by 1913. On March 18, 1913, the Borough of Franklin was incorporated from portions of Hardyston Township, based on the results of a referendum held on April 23, 1913.