Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Hawthorne (Haw-Thorn) is a borough in Passaic County, New Jersey, United States. As of the United States 2000 Census, the borough population was 18,218. Hawthorne was originally part of the now-defunct Manchester Township, which was later subdivided to create Hawthorne, Haledon, North Haledon, Prospect Park, Totowa and most of the First Ward of Paterson. The Borough of Hawthorne was incorporated from within Manchester Township by an act of the New Jersey Legislature on March 24, 1898.