Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Hillsdale is a borough in Bergen County, New Jersey, United States. As of the United States 2000 Census, the borough population was 10,087. The populated area today known as Hillsdale took form in the mid-to-late 19th century as land speculators, led by David P. Patterson, developed subdivisons to profit from the coming of the Hackensack and New York Connecting Railroad. The area was incorporated as Hillsdale Township on March 25, 1898, from portions of Washington Township, which had, in turn, been set off from Harrington Township in 1840. Portions of the township were taken on April 30, 1906, to create River Vale. Hillsdale was reincorporated as a borough by an Act of the New Jersey Legislature on March 2, 1923, based on the results of a referendum held on April 24, 1923.