Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Lanoka Harbor is an unincorporated area located in Ocean County, New Jersey. Politically, it is part of Lacey Township. Murray Grove is a Unitarian-Universalist retreat and conference center in Lanoka Harbor, traditionally considered the site where Universalism in America began.