Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Livingston is a township in Essex County, New Jersey, United States. As of the United States 2000 Census, the township population was 27,391. Livingston was incorporated as a township by an Act of the New Jersey Legislature on February 5, 1813, from portions of Caldwell Township and Springfield Township. Portions of the township were taken to form Fairmount (March 11, 1862, now part of West Orange) and Roseland (March 10, 1908). The township was given its name in honor of William Livingston, the first Governor of New Jersey with his family coat of arms as its seal.