Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Ramsey is a borough in Bergen County, New Jersey, United States. It is a suburb of New York City, located twenty-six miles northwest of Midtown Manhattan. As of the United States 2000 Census, the borough population was 14,351. Ramsey was incorporated as a borough by an Act of the New Jersey Legislature on March 10, 1908, from portions of Hohokus Township. Additional territory was annexed from Waldwick in 1921, and portions of the borough were ceded to Saddle River in 1925.