Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Westfield is a town in Union County, New Jersey, United States. As of the United States 2000 Census, the town population was 29,644. The old village area, now the downtown district, was settled in 1720 as part of the Elizabethtown Tract. Westfield was originally formed as a township on January 27, 1794, from portions of Elizabeth Township, while the area was still part of Essex County, and was incorporated as a one of New Jersey's first 104 townships by an Act of the New Jersey Legislature on February 21, 1798. It became part of the newly-formed Union County on March 19, 1857. Portions of the township have been taken to form Rahway Township (February 27, 1804), Plainfield Township (April 5, 1847), Cranford Township (March 14, 1871), Fanwood Township (March 6, 1878, now known as Scotch Plains), Mountainside (September 25, 1895) and Hillside (April 3, 1913). The Town of Westfield was incorporated on March 4, 1903, replacing Westfield Township.