Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Arroyo Seco is an unincorporated community in Taos County near Taos, New Mexico, United States. Arroyo Seco's economy is based on tourism and services to residents of retirement and vacation homes. Arroyo Seco has a post office, with the ZIP code 87514. The 87514 ZIP Code Tabulation Area had a population of 1,310 at the 2000 census, with 996 housing units, a land area of 53.63 sq. miles, a water area of 0.05 sq. miles, and a population density of 24.43 people per sq. mile at Census 2000. Arroyo Secos's elevation is 7,634 feet.