Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Fence Lake is an unincorporated town located in south western Cibola County, New Mexico. It is largely ranchland, and there are few businesses there. According to local residents, the name was derived from the original settlers having to fence off a pond formed in a natural depression that was in the area, to keep animals from contaminating the water source. Image:Fence Lake Monument. jpg|In front of the old school building Image:Settler's monument inscription. jpg|Fine words by local talent