Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Ojo Caliente is a small unincorporated community in Taos County, New Mexico, United States. It lies along U.S. Route 285 near the Rio Grande. The state capital, Santa Fe lies south of Ojo Caliente, which sits between Espanola and Taos, approximately 50 miles southeast of Ghost Ranch. The community is known for its hot springs.