Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Lowgap is an unincorporated community in the Franklin Township of Surry County, North Carolina. Lowgap is named for the "low gap" the community is settled in among the Blue Ridge Mountains. The community has an elevation of 1,457 feet. Landmarks near the center of the community include the community post office, the community library housed in the former Lowgap School, fire department and area churches. North Carolina Highway 89, also known as West Pine Street, serves as the main thoroughfare in the community.