Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Penn (also Lauren) is an unincorporated community in western Ramsey County, North Dakota, United States. It lies along U.S. Route 2 northwest of the city of Devils Lake, the county seat of Ramsey County. Its elevation is 1,467 feet (447 m). The community was first named Lauren for the townsite owner, Lauren, and was later renamed Penn for English stockholders. Although it is unincorporated, it has a post office, with the ZIP code of 58362.