Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Kipton is a village in Lorain County, Ohio, United States. The population was 265 at the 2000 census. Kipton was the site of a famous train wreck on April 19, 1891, which was caused by railroad engineers' watches not being in sync and led to the adoption of stringent quality-control standards for railroad chronometers in 1893. Kipton is at one end of a rail trail, the North Coast Inland Trail. The path travels east from Kipton and then curves northeast, going through Oberlin and continuing on to Elyria. There is a small park in Kipton where the path terminates.