Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Spencer is a city in Oklahoma County, Oklahoma, United States, and a part of the Oklahoma City metropolitan area. The population was 3,746 at the 2000 census. Established in 1903, the City of Spencer is a historic community located just east of the North Canadian River. Spencer is approximately ten miles from downtown Oklahoma City and borders the City of Nicoma Park to the east and the City of Midwest City to thsouth. Contributing to the cultural fabric of Spencer are the Spencer Chamber of Commerce, the Spencer Garden Club, and the Spencer Historical Society.