Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Spruce Creek is a small unincorporated community in Spruce Creek Township of Huntingdon County, Pennsylvania, United States. It was a stop on the former Pennsylvania Railroad Main Line, lying along Spruce Creek at its confluence with the Little Juniata River. The river passes through a nearby water gap in Tussey Mountain downstream of the village, along with the railroad line. In the eighteenth and nineteenth centuries, it was the location of a large woollen mill, but is now best known as the site of Indian Caverns which has been open to the public since 1929.