Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Orangeburg, also known as "The Garden City," is the principal city and county seat of Orangeburg County, South Carolina, United States. The city population was 12,765 at the 2000 census (13,224 at 2008 estimates), within a Greater Orangeburg population of 67,326. The city is located 37 miles southeast of Columbia, on the north fork of the Edisto River. In May 2000, the city created the Orangeburg County Community of Character initiative, which is a collaborative effort by the Downtown Orangeburg Revitalization Association (DORA), The Times and Democrat newspaper, the Orangeburg County Chamber of Commerce, and the Orangeburg County Development Commission. In 2005, the National Civic League awarded Orangeburg County with the coveted All-America City Award (which can be awarded to either a city or a county), which recognizes and encourages civic excellence and honors communities in which citizens, government, businesses, and non-profit organizations demonstrate successful resolution of critical community issues. In 2007, Orangeburg hosted the first 2007 Democratic U.S. presidential candidate debate at Martin Luther King Jr. Auditorium on the campus of South Carolina State University.