Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Rugby is an unincorporated community in Morgan and Scott counties in the U.S. state of Tennessee. Founded in 1880 by English author Thomas Hughes, Rugby was built as an experimental utopian colony. While Hughes' experiment largely failed, a small community lingered at Rugby throughout the 20th century. In the 1960s, the residents of Rugby began restoring the original design and layout of the community, preserving surviving structures and reconstructing others. Rugby's architecture and picturesque setting have made it a popular tourist attraction. In 1972, Rugby's historic area was listed on the National Register of Historic Places as a historic district.