Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Apple Springs is a small unincorporated town in Trinity County, Texas, United States. The town was founded shortly after the Civil War as May Apple Springs. The town rose to a population of 285 in 1965, and then progressively declined to about 130 people, with nine business, in the 1990s.