Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Bergheim is an unincorporated community in eastern Kendall County, Texas, United States. It lies along State Highway 46 southeast of the city of Boerne, the county seat of Kendall County. Its elevation is 1,437 feet (438 m). Although Bergheim is unincorporated, it has a post office, with the ZIP code of 78004; the ZCTA for ZIP Code 78004 had a population of 676 at the 2000 census. The community is part of the San Antonio Metropolitan Statistical Area. Bergheim, meaning "Mountain Home" in German, was founded by Austria immigrant Andreas Engel, who moved to the area and established a store in 1900. The community's post office was established in 1901. Ranching has long been the mainstay of Bergheim's economy, although the harvesting of cedar lumber has been important at certain times in its history.