Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Winona is a town in Smith County, Texas, United States. The population was 582 at the 2000 census. It is part of the Tyler, Texas Metropolitan Statistical Area. It was founded in 1870. In May 2009, a referendum to make the town go "Wet" failed with a 94 FOR and 94 AGAINST tie, which was a fail by Texas law. On November 3rd 2009, after a revote being called with the result of 124 FOR and 106 AGAINST, Winona is the first city in Smith County to go wet, allowing Beer, Wine, and Liquor since 1939.