Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Richfield is a city in and the county seat of Sevier County, Utah, in the United States, and is the largest city in southern-central Utah. As of the 2000 census, the city population was 6,847. It lies in the Mormon Corridor, just off of Interstate 70 about 40 miles east of its junction with Interstate 15. The county can be best described as "rural diversified" due to the convergence of agricultural, retail and industrial activities. One of Richfield's regional roles is that it lies on the Interstate freeway almost precisely halfway between Los Angeles and Denver. Many travelers between the two cities stop in Richfield to eat, get fuel, or spend the night. Though not large, Richfield is remote from larger cities. One has to travel about 100 miles or more in any direction to reach a more populous town, while dozens of less populous communities are found in the general area. Its remoteness, plus its location on major transportation corridors, makes it central Utah's defacto regional capital, a shopping and "commercial capital of a vast mountain-valley region. " Many people travel to Richfield to shop, bowl, golf, to attend theater, concerts, or for religious gatherings. They are also drawn to the Community College, affiliated with Snow College, and to receive medical care. Richfield is part of "Panoramaland", and is a thoroughfare to several nearby National Parks and Forests.