Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Saratoga Springs is a city in Utah County, Utah, United States. It is part of the Provo–Orem, Utah Metropolitan Statistical Area. The city is a relatively new development along the northern shores of Utah Lake. It was incorporated on December 31, 1997 and has been growing rapidly since then. The population was 1,003 at the 2000 census, while the 2008 estimates placed it at 16,053. Although Saratoga Springs was a town in 2000, it has since been classified as a fifth-class city by state law.