Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Clover is an unincorporated community in Halifax County in the southern part of the U.S. state of Virginia. Clover was an incorporated town from 1895 until 1998, when it reverted to unincorportated status. Clover is located at 36°49′58″N 78°44′00″W / 36.83278°N 78.7333333°W / 36.83278; -78.7333333 .