Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Fredericksburg is an independent city in the Commonwealth of Virginia located 50 miles south of Washington, D.C. , and 58 miles north of Richmond. As of the 2000 census, the city had a population of 19,279. The Bureau of Economic Analysis combines the city of Fredericksburg with neighboring Spotsylvania County for statistical purposes. It is a part of the Washington Metropolitan Area. Many Fredericksburg-area residents commute to work by car, bus, and rail to Fairfax, Prince William, and Arlington counties, as well as Washington, D.C. This has led to a long-standing debate in the area over whether or not Fredericksburg has become a part of Northern Virginia culturally.