Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Hoquiam is a city in Grays Harbor County, Washington, United States. The town borders Aberdeen at Myrtle Street with Hoquiam on the west side. The two cities share a common economic history in lumber and exporting, but Hoquiam has maintained a separate identity from its neighbor. Aberdeen has a larger population but the two cities have a long history of competition, especially in high school sports (see "Athletics"). The population was 9,097 at the 2000 census. Hoquiam (Ho'-kwee-um) was incorporated on May 21, 1890. Its name is taken from a Native-American language meaning "hungry for wood". Hoquiam is the home of the internationally acclaimed Loggers' Playday, celebrated with a parade and logging competition every September. Although lumber and related industries have been slow for years, plans for a bio-diesel plant are in the works (Imperium Renewables Bio-Diesel opened in 2007). Bowerman Airfield (KHQM) is the local airport, coastal Washington's only jet-capable airport, with a 5,000-foot (1,524 m) runway and parallel taxiway located a stone's throw from the inlet that gives Grays Harbor its name. Hoquiam is also home to dozens of species of migrating birds which live along the water during the milder months.