Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Point Roberts is an unincorporated community in Whatcom County, Washington, United States. It has a post office, with the ZIP code of 98281, whose ZIP Code Tabulation Area (ZCTA) had a population of 1,308 at the 2000 census. A geopolitical oddity, Point Roberts is a part of the United States that is not physically connected to it, making it an exclave of the U.S. It is located on the southernmost tip of the Tsawwassen Peninsula, south of Delta, British Columbia, Canada, and can be reached from the rest of the United States only by traveling through Canada or crossing Boundary Bay by sea or air.