Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Bayard is a town in Grant County, West Virginia, United States. The population was 299 at the 2000 census. Bayard was incorporated in 1893 and named in honor of Thomas F. Bayard, Jr. , who later became a United States Senator from Delaware (1923–1929). Bayard was founded on the West Virginia Central and Pittsburgh Railroad as a coal mining community. Coal mining has remained the town's chief industry.