Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Richwood is a city in Nicholas County, West Virginia, United States. The population was 2,477 at the 2000 census. A former coal and lumber boom town, the city's population once flirted with 10,000 but the closure of many underground coal mines caused many of Richwood's residents to leave the state in order to find work. The area is currently focusing on niche tourism as a means to revitalize the local economy. It calls itself the "Ramp Capital of the World" and hosts a large festival every April in honor of the pungent wild leek.