Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Smithville (also Smithton) is an unincorporated community in southern Ritchie County, West Virginia, United States. It lies along West Virginia Route 47 south of the town of Harrisville, the county seat of Ritchie County. Its elevation is 686 feet (209 m). Although it is unincorporated, it has a post office, with the ZIP code of 26178. The North Bend Rail Trail passes through the community.