Banking & Finance Law involves individuals and businesses in transactions with federal and state-chartered financial institutions -- including issues related to bank accounts, negotiable instruments, loans, interest rates, regulatory compliance, taxes, and more. Banking and finance law applies to those individuals and institutions that lend or borrow money. Lenders typically include banks, leasing companies, finance companies and other financial institutions. Borrowers are individuals, corporations, institutions or the government.
Emblem (also Germania or Liberty Bench) is an unincorporated community in western Big Horn County, Wyoming, United States. The community has an official population of 10 although the surrounding rural area increases the number to over 100. It lies along the concurrent U.S. Routes 14, 16, and 20, west-northwest of the town of Basin, the county seat of Big Horn County. Its elevation is 4,449 feet (1,356 m), and it is located at 44°30′21″N 108°23′30″W / 44.50583°N 108.39167°W / 44.50583; -108.39167 (44.5057887, -108.3917798). Although Emblem is unincorporated, it has a post office, with the ZIP code of 82422.