Learn More About Collections Law in Daphne, Alabama

Daphne is a city in Baldwin County, Alabama, on the eastern shoreline of Mobile Bay. The city is located just off I-10, 11 miles east of Mobile and 150 miles southwest of the state capital of Montgomery. The 2000 census lists the population of the city as 16,581 making Daphne the most populous city in Baldwin County. The city estimates its present population at approximately 18,000 in 2008. It is a principal city of the Daphne–Fairhope–Foley Micropolitan Statistical Area, which includes all of Baldwin County. The inhabited history of what is now called Daphne dates at least to the Paleo-Indian period and Native American tribes around 9,000 BC. Modern day Daphne is a thriving suburb of nearby Mobile with all the expected amenities of 21st century life.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Alabama

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...