Learn More About Collections Law in Ragland, Alabama

Ragland is a town in St. Clair County, Alabama, United States southeast of Ashville. At the 2000 census the population was 1,918. It is part of the Birmingham-Hoover-Cullman Combined Statistical Area. An F4 tornado struck southwest from here at 10:55 in the morning on Palm Sunday March 27, 1994. The National Weather Service of Birmingham issued a tornado warning for northern Calhoun, southeastern Etowah, and southern Cherokee counties at 11:27. The tornado destroyed Piedmont's Goshen United Methodist Church twelve minutes later.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Alabama

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...