Learn More About Collections Law in Smiths Station, Alabama

Smiths Station is a city in Lee County, Alabama, United States. It is a part of the Columbus, Georgia-Alabama Metropolitan Statistical Area. The city is also known by locals as Smiths, although the official name is Smiths Station. According to the local legend, a postmaster around 1960 grew tired of writing Smiths Station, so he took it upon himself to drop "Station" from the name of the community. Smiths Station was officially incorporated in June 2001, and is as of 2004 Alabama's second newest city next to Center Point. At the time of the 2000 census, it was still a census-designated place (CDP), and its population was 21,756. Smiths Station is a bedroom community of Columbus, Georgia and Phenix City, Alabama. Smiths Station High School has an enrollment of 2,500+ students and is the 10th largest high school in the state.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Alabama

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...