Learn More About Collections Law in Tuscaloosa, Alabama

Tuscaloosa is a city in and the seat of Tuscaloosa County in the west central part of the U.S. state of Alabama. Located on the Black Warrior River, it is the fifth-largest city in Alabama with an estimated population of 90,221 in 2008. Tuscaloosa is named after the Choctaw chieftain Tuskaloosa who battled and was defeated by Hernando de Soto in 1540 in the Battle of Mabila. Tuscaloosa is the regional center of industry, commerce, healthcare, and education for West Alabama. Tuscaloosa is also the home of the University of Alabama. While the city attracted international attention when Mercedes-Benz announced it would build its first automotive assembly plant in North America in Tuscaloosa County, the university remains the dominant economic and cultural engine in the city. Tuscaloosa is the principal city of the Tuscaloosa Metropolitan Statistical Area, which includes Tuscaloosa, Greene, and Hale counties.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Alabama

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...