Learn More About Collections Law in Verbena, Alabama

Verbena is an unincorporated community in southeastern Chilton County, Alabama, United States. Named for the indigenous verbena, Verbena developed into a popular resort location for the more affluent citizenry of Montgomery, the state's capital, during the yellow fever outbreaks of the late 19th and early 20th centuries. Many stately homes, some of which have undergone recent renovation and restoration, line the streets of the town as a reminder of this historic past. The town was built beside the railroad currently owned by CSX Transportation. In its heyday, Verbena had two hotels, a bank, a post office, and a general store. Many of those buildings are gone or boarded up today, but the Verbena United Methodist Church still stands on County Road 59 near the town's center.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in Alabama

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...