Learn More About Collections Law in Casmalia, California

Casmalia is an unincorporated town in Santa Barbara County, California located just outside the borders of Vandenberg Air Force Base about 5 miles (8.0 km) southwest of Santa Maria. Approximately 200 people live in and near Casmalia. The ZIP Code is 93429, and the community is inside area code 805. The town was the site of a hazardous waste landfill that began operating in 1973 and accepted toxic chemicals like PCBs, motor oil, and pesticides. In 1989, the facility was closed down following a number of permit violations. In 1992, it was taken over by the federal Environmental Protection Agency, which began the process of cleaning up and administering the site. The soil and groundwater at the site were found to be significantly contaminated and the former dump became a Superfund site. During its operation, 4.5 billion pounds of hazardous waste from up to 10,000 individuals, businesses and government agencies were buried at the site.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...