Learn More About Collections Law in Chico, California

Chico is the most populous city in Butte County, California, United States. The population was 59,954 at the 2000 census but was estimated to have grown to 87,713 as of 2009. The city is a cultural, economic, and educational center of the northern Sacramento Valley and home to both Chico State University and Bidwell Park, one of the country's 25 largest municipal parks and the 13 largest municipally-owned park. Other cities in close proximity to the Chico Metropolitan Area (population 212,000) include Paradise and Oroville, while local towns and villages (unincorporated areas) include Durham, Cohasset, Dayton, Hamilton City, Nord, and Forest Ranch. The Chico Metropolitan Area is the 14th largest metropolitan statistical area in California. The official city nickname is "City of Roses," according to the Seal of the City of Chico, California. Chico has been designated as a Tree City USA for 23 years by the Arbor Day Foundation.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...