Learn More About Collections Law in Chula Vista, California

Chula Vista means "Beautiful View" in Spanish due to its scenic location between the San Diego Bay and coastal mountain foothills. It is the second largest city in the San Diego metropolitan area as well as the 7th largest city in Southern California. The city is found in the South Bay region of the metropolitan area in the U.S. State of California. Located just 7 miles (11 km) from downtown San Diego and 7 miles (11 km) from the Mexican border, the city is at the center of one of the richest economic and culturally diverse zones in the United States: the Southern Border. Based on California Department of Finance estimates for January 1, 2007, the city's population was 227,723. Founded in the early 1800s, Chula Vista is growing at a fast pace. As the second largest city in San Diego County, Chula Vista has quickly become a destination popular to many tourists. Located in the city is one of Americas few year-round United States Olympic Training centers. Popular tourist destinations include Cricket Wireless Amphitheater, Knott's Soak City USA, the Chula Vista marina, the Chula Vista Nature Center as well as golf courses and the region’s newest lifestyle center.

What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in California

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...